Discover our TUPTH Program, which assists those with credit challenges to achieve homeownership affordably.

 

The TUPTH program offers each of our clients with less than great and bad credit the opportunity for mortgage-free home ownership, by providing the client with the ability to obtain land and work directly with our finance department to get each client one of our Small Or Tiny homes placed on their newly bought land. We have partnered with one of our trusted real estate partners to assist by providing a list of available land at affordable rates, drafting "offer to purchase" documents, handling the legal paperwork regarding specifics and closing costs, and walking each client through the entire process while still ensuring the client is getting what they need. Elite is a great company that has been around since 2015 and has helped us in our journey to help clients who desire homeownership but have less than perfect credit, obtain it without the hassle of a mortgage, or have extremely high interest rates. This program is open to all residents of Wisconsin. We plan to expand this program across more states as it grows, leading to more individuals with less-than-ideal and bad credit obtaining homeowne/rship without the hassle of a mortgage or potentially high interest rates.

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Requirements: 

1. You must possess a credit score of 600 or less and no currently owned land. 

 

2. You must be able to afford monthly payments of a minimum amount of $750 towards the home once we have placed your new home on your newly bought land.

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3. You must be willing to submit to a credit check to ensure you meet the credit requirements for the program

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4. You must submit the following documents: Most recent 2 check stubs or a direct deposit form(must be a bank printout and certified copy, and has to be enclosed in a bank-sealed envelope), valid photo ID, proof of address ( this can be a piece of government-certified mail from Social Security, Foodshare, W2 etc).

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Please note that your monthly payments will be assessed based on your income and the verification documents you provide.  We will assist those unable to afford monthly payments to quickly become eligible for an in-house payment plan to ensure we can reach our goal of helping as many people as we can to become homeowners and empower our neighborhoods by filling them with homeowners who reside in the neighborhoods. Allowing change to happen indefinitely because when the right people own the neighborhoods, the right kind of change can take place.